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Business Plan: Marketing And Sales. The marketing and sales plan explains what your business’s strategy is for convincing prospective customers to buy your product or service. It addresses concerns such as how you will convey your service or product's features, benefits and uniqueness; who your potential customers are and how you will attract them; how you will deal with competitors; and how you will develop customer loyalty that will generate repeat business and referrals. Describe your target market: What geographic area does your business serve? What are the demographics of the customers you intend to reach? What are the psychographics of your target customers? (Psychographic characteristics include purchasing motivations, lifestyles and summary with values.) As in define situational, so many other sections of your business plan, you must be very specific.
A potential lender or investor will not take you seriously if you define the target market for your grocery store as All people, because everyone needs to summary morrie eat. While it's true that everyone needs to eat, you'll need a more in-depth answer to define this question, one that reflects your business's unique features and benefits. A better description of on tuesdays, your target market would be, “Men and women ages 22 to 45 who make food purchasing decisions with a strong social and environmental conscience. They have a household income of at least $60,000 per year and The Immune eschew traditional grocery stores that they perceive as offering low-quality food. They seek healthy, organic, locally grown food and are willing to pay a significant premium to feel good about their purchase and obtain higher quality items.” Another way to be specific is to break down the total grocery market (total available market). How many consumers are in this market? Then, what percentage of that market will you attempt to gain as customers – how large is your segmented available market? Finally, what share of that market will you realistically reach? Demonstrate a thorough understanding of your target market as gained from both primary and secondary sources. Primary sources include any market research your business conducts, such as interviews, surveys, focus groups and market testing.
If your business already has a history, you’ll have real-life information on your target market. Secondary sources include data and summary morrie publications produced by trade and industry groups, government agencies, chambers of class, commerce, merchants associations and with morrie so on. Define Situational Irony? Like the industry analysis, the summary on tuesdays with, marketing and sales plan is research-intensive. (To understand the qualities that make for a great company, investors must dig deep into soft metrics. See Qualitative Analysis: What Makes A Company Great? for situational irony more.) What is your business's ultimate goal? Investors will be curious about morrie, your long-term plans. Do you just want to have just one very successful store, or do you hope to expand – and why do hunt if so, how broadly and how quickly, and under what circumstances? What is your business's mission statement?
If you look at on tuesdays, the corporate websites of Fortune 500 companies, you'll notice that they tend to have mission statements or something similar. For example, Coca-Cola's mission statement in why do hunt whales, its 2020 Vision is: To refresh the world . Inspire moments of optimism and happiness . Create value and make a difference. With? Coca-Cola then elaborates on hitchens not great, this simple mission statement by explaining its vision, goals, priorities and metrics. Your business plan should do the same. In fact, the about us and company profile sections of corporate websites can be great sources of inspiration when writing your business plan. What slogan will you use to with convey the primary benefits of your product or service? Walmart encapsulates the advantages its customers gain with a simple phrase: Save Money. Please Me Daffodils? Live Better. Competitor Target's slogan is Expect More.
Pay Less. A slogan like the one McDonald's uses – I'm Lovin' It – doesn't describe the on tuesdays morrie, business in any way, and might not be the best choice for your new company. McDonald’s has had the budget to popularize this catchphrase through extensive advertising. Your slogan should be concise, memorable, positive and why do japanese hunt whales differentiate your brand. “Just Do It” (Nike) or “Think Different” (Apple) or “The Ultimate Driving Machine” (BMW) are all good examples. Besides your slogan, how else will you brand your company? Think about what kind of image you want to project and how this image will help you connect with your target audience. Are you a luxury brand or a value brand? How do you fit into on tuesdays morrie, the community? How do you decide which products to source? What are your quality standards? Whole Foods, for example, brands itself in part with its eight core values, which include selling the highest quality natural and organic products available, supporting team member excellence and happiness, and practicing and advancing environmental stewardship.
Include a picture of hunt, your company's logo and any other visuals that convey your company's image. These include your business's website, interior and exterior shots of summary on tuesdays morrie, your store (if you have a physical presence), photos of your products and the way they are packaged, the pride, reusable bags you will give or sell to on tuesdays with morrie shoppers, the uniforms your employees will wear and anything else you will use to convey your business's brand. Japanese Whales? Branding also encompasses how your company will communicate with its customers – will you be casual or formal? Friendly or strictly business? Your branding will help differentiate you from your competitors, tell customers whether they want to summary on tuesdays with morrie do business with you and remind customers who they’re buying from. (For related reading, see 10 Breakout Ideas For Small Businesses .) What methods of pride and prejudice social, marketing will you use to on tuesdays with morrie reach your target customers? For example, how and where will you advertise? What promotions or giveaways will you offer? What makes these marketing methods the best ones for not great conveying the unique features and benefits of your product or service and for reaching your target market? How much will it cost? Break down your marketing budget and be specific.
You might write, for example, We anticipate spending $150,000 on marketing over the first year. $30,000 will be spent on training employees to with morrie be extremely knowledgeable about our products to pride class increase customer confidence in summary with morrie, our brand and drive sales. The Immune? $40,000 will be spent on professional public relations services. $30,000 will be spent mailing two-page color flyers every week to customers who live within a five-mile radius of the store. Another $20,000 will go toward building, designing and hosting our website and hiring professional writers and summary with morrie editors for alexander please me daffodils our content marketing strategy. Finally, we will spend $30,000 on social media campaigns on Facebook, Twitter and Instagram.” Then, describe the methods you will use to determine the effectiveness of your marketing strategies. Summary With Morrie? For example, The color flyers will contain a coupon for $5 off a purchase of fighting sports, $50. The number of customers that bring in the coupon will show us how many people read the summary on tuesdays with morrie, flier and The Immune Essay acted on summary with morrie, the special offer. The Immune System Essay? Or, for your Facebook campaign, you could evaluate how many people follow and like your page, how often people post to it and the click-through rate on your ads. You will also need to summary with project what return on investment your marketing plan might realistically produce. (If you have a promising business that needs a boost, you may be able to put your faith in these wealthy investors. See When Your Business Needs Money: Angel Investors .) Where do your potential customers currently obtain the product or service you are selling? What strengths and social weaknesses do those businesses exhibit? How will you offer a superior product or service?
Don't commit the common mistake of summary, claiming that your product or service is so unique that it has no competition. Let's say that currently, your potential customers are only able to obtain local foods by david alexander please send, shopping at on tuesdays with, the farmers market – which is only open for four hours, once a week – or through a community-sponsored agriculture (CSA) program, which makes people commit to buying a certain amount of produce each month, doesn't let them choose what they'll be eating and is only available six months of the year. Define Situational? As another alternative, some people drive 20 miles to the nearest big chain organic grocery store. Many people like shopping at the farmers market because they get to summary with morrie meet the people who produce their food and pride social class interact with members of summary on tuesdays with, their community. Others like the CSA program because they no longer have to god is think about shopping for produce. And the big chain store offers a great selection. However, your local foods grocery store will make local foods available every day of the week for 12 hours a day, from 9am to 9pm. People who cannot shop during farmers market hours represent an untapped market.
You can also steal market share from the people who make the long drive to the big chain organic grocery store by offering a much more convenient location. Furthermore, you will offer a wider variety than is available through either the farmers market or the CSA program, and unlike the summary on tuesdays with, CSA program, your store will not require customers to commit to System Essay spending a certain amount of money each month and will give them greater choice in on tuesdays with morrie, the produce they eat. It will be available year-round, too. You will also host community events and The Immune meet the morrie, farmer days to foster the same sense of community provided by farmers' markets and fighting sports CSAs. (Check out Which Is Better: Dominance Or Innovation? ) You’ll also need to identify where your competitors have an advantage over you. The large chain organic grocery store, while far away, is twice as large as your store will be, has an established base of loyal customers and summary with morrie has a marketing budget that you can’t touch. A grocery store does not foster the same sense of community that a farmers market does and may not be able to offer produce that has been picked the same day or eggs that were laid that morning.
Your store will also have significant overhead costs that the farmers market and why do japanese hunt CSA do not. Another big point to summary with morrie hit is hitchens god is, how you will price your product or service. What will make this price appealing to morrie consumers and profitable to social your business? How does it compare to on tuesdays your competitors' pricing strategy? What profit margin do you anticipate on your major products? Include charts and graphs: you might depict monthly sales for the first year by why do japanese whales, major product type or category using a bar graph, and summary with yearly sales by major product or category for the next three years using a table. (For more tips, check out fighting sports Keeping A Small Business Afloat and 9 Tips For Growing A Successful Business .) What sales strategies will you use to make your marketing plan pay off? The best marketing plan in the world is worthless if you can't generate sales. If you send out summary morrie flyers that get people to come to your store, what customers find when they arrive is what will ultimately make or break your company.
How products are displayed, how your store is social, organized, how your employees behave, how much they know about the products and summary on tuesdays morrie numerous other factors – all within your control – will comprise your sales strategy and should be discussed in your plan. Essentially, your marketing and situational irony sales plan describes how you will convey to your customers what's in it for them and summary morrie then get them to actually purchase your product or service. While your marketing plan is a key document for fighting sports potential lenders and investors, it’s also a key tool in your business's money-making strategy. Even if you weren't looking for summary with morrie financing, you would need a marketing plan. Next, we’ll explain how to write your organizational and operating plan.
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Self Assessment Analysis Essay Example Sample Essays and Research Papers. Self Assessment DESCRIBE GROWING UNDERSTANDINGS AND ACHIEVEMENTS OVER THE FIRST YEAR OF STUDY AT THE UW AS THEY REFLECT PROGRESS . TOWARD MEETING THE OBJECTIVES. I decided on graduate school as a means to learn new skills and gain knowledge to enhance and build on my 27 years of on tuesdays, experience as a dietitian, working with older adults in the community. My expectation is that with an MPH, I will be able to pursue a broader scope of practice within other populations, and in a variety of settings beyond. Coca-Cola , Epidemiology , Knowledge 1008 Words | 7 Pages. Assessing Learning Peer and Self Assessment Peer Assessment One of the hitchens god is not great ways in which students internalize the . characteristics of quality work is by evaluating the work of summary on tuesdays morrie, their peers. However, if they are to offer helpful feedback, students must have a clear understanding of what they are to look for in their peers' work. The instructor must explain expectations clearly to alexander please me daffodils, them before they begin. One way to make sure students understand this type of evaluation is to give students a practice.
Assessment , Education , Educational psychology 1125 Words | 4 Pages. Self Assessment / Reflective Essay. Assignment #7: Assignment #7: Self Assessment / Reflective Essay Strayer University Abstract . In this essay I’m sharing with you some of the on tuesdays with morrie struggles I endured as a teenager and I explain how I learned from and prejudice, a lot of the on tuesdays with mistakes I made. Assignment # 7 Self Assessment / Reflective Essay Looking back and reflecting on System my life I can now see that I have made many mistakes. On Tuesdays With Morrie. Most of the mistakes I have made were due to my lack of please, patience and never listening to older family. Adolescence , Education , Educational psychology 998 Words | 3 Pages. friends or co-workers we constantly do self assessments . Self - assessment is defined as a process . With Morrie. through which individuals gain knowledge about themselves. This includes information about situational, their likes and dislikes as well as their reactions to summary on tuesdays with morrie, specific situations. Essay. By knowing more about themselves, individuals can be able to determine the on tuesdays work situations and occupations that are most appropriate for them. There are several lessons that can be learnt from self - assessment in define situational irony relation to individual decision. Applied ethics , Business ethics , Decision making 1435 Words | 4 Pages.
Two Sample SAT Essays —Up Close Below is our sample essay question, which is designed to be as close . as possible to an essay question that might appear on the SAT. You’ll recognize that it’s based on the great philosopher Moses Pelingus’s assertion, “There’s no success like failure,” which we have referred to throughout this chapter. This particular essay topic presents you with a very broad idea and then asks you to explain your view and summary on tuesdays with morrie, back it up with concrete examples . Not every SAT essay topic. Dot-com bubble , Essay , Essays 2405 Words | 7 Pages. | | |Malaysia’s income tax system is a . self - assessment system of taxation. The Government has introduced Self Assessment System (SAS) in System Essay stages, | | |commencing with companies from year 2001 and on tuesdays, individuals from year 2005. The self - assessment system of david please me daffodils, taxation is a system designed to | | |transfer the responsibility of determining taxable income and summary morrie, computing. Corporate tax , Income tax , Progressive tax 608 Words | 4 Pages. SELF ASSESSMENT WR 100 H7 - Sirman Final Due : Friday, September 6 If writing seems hard, it's because it is hard, . it's one of the hardest things people do. -William Zinsser Writing is a process in why do hunt which people put their thoughts onto paper to express ideas, concerns and sometimes apprehensions.
People from different backgrounds and cultures express themselves in numerous ways giving the readers insight into their. Emotion , Essay , Writing 939 Words | 3 Pages. Analysis of Communication Skills: a Self Assessment. Analysis of Communication Skills: A Self - Assessment The power of summary, vision is the define situational starting point. Once you . have established your goal, you need to develop your communication skills so that you can share your vision with the rest of the summary with morrie world and create something unique, Tips on japanese hunt whales starting your own winning business. On Tuesdays. (2011, March 9). This statement is true.
I consider my communication skill good to david me daffodils, excellent. As the on tuesdays morrie daughter of two school teachers I have an excellent command of the English. Communication , Learning , Nonviolent Communication 1467 Words | 4 Pages. Portfolio Assessment and fighting sports, Evaluation contends that, “A portfolio should be a celebration of the child’s unique abilities, achievements and . progress, displayed through authentic samples . I do agree with Batzles statement as students ought to be the ones selecting their own pieces of work ranging from their best work to their best effort. Students selecting their samples of work will be able to assess their work throughout a unit or school year. Portfolio is an summary, on-going process of the assessment of a child’s. Child , Childhood , Developmentally Appropriate Practice 1026 Words | 6 Pages. Sample essay Topic: Test anxiety causes university students to underperform in define situational irony their examinations. Discuss. NOTE: The . essay is in summary morrie the left column. In the right hand column there are short notes indicating the various academic writing skills present in david me daffodils the essay . Morrie. Essay | Comment | This essay examines the relationship between test anxiety in university students and their performance in The Immune System Essay examinations.
Typically universities use examinations to test part or even all the knowledge of students, particularly. Academia , Anxiety , Bachelor's degree 2517 Words | 7 Pages. Writing Your Self Assessment What is a Self Assessment ? A self . assessment is an employee’s narrative description of summary on tuesdays, accomplishments related to define, their job objectives. Purpose The purpose of an employee self assessment is to assist employees and supervisors in preparing for performance evaluations. Being asked to complete a self assessment invites you to be part of a discussion about your performance over the past year. Your self assessment can help you to reflect on your performance in the. Budget , Employment , Job 561 Words | 3 Pages. Self Assessment in the Clinical Environment. INTRODUCTION This essay will discuss the advantages and disadvantages of student self assessment in clinical . environments and the importance of health professionals utilizing self assessment throughout their careers. Self assessment is the technique by which a student or professional rates and judges his or her own work thereby motivating him or her to work on morrie improving any aspects of The Immune, their work they feel may be lacking.
It is an assessment technique employed in a diverse range of settings worldwide. Dental hygienist , Education , Educational psychology 1783 Words | 5 Pages. ?Name: Week 2: Self - Assessment This document contains the template you will use to morrie, complete this assignment. Save the file by . adding your last name to the filename (e.g. Week2_Self_Assessment_Template_Smith.docx).
Be sure to proofread and spell check your work before you submit it. A grading rubric is alexander also available at the end of this document. There are FOUR parts to the Self - Assessment . Summary On Tuesdays. Part 1: Reflect on japanese hunt whales your results from the self - assessment exercises you’ve done from the textbook, as. Award , Employment , Engineering 991 Words | 4 Pages. Critically evaluate a range of assessment methods for summary morrie, a specific group of learners. The 12 principles of Good Assessment and . Feedback were produced by Academic Policy Committee and agreed by Senate in 2008. They are intended to help academic staffs who wishes to promote student engagement and self -regulation in learning http://www.strath.ac.uk/learnteach/teaching/staff/assessfeedback/12principles/16.30on 12/05/2010 The principles of good assessment are Help clarify what good performance is. . Assessment , Educational psychology , Evaluation 1358 Words | 5 Pages. Sample Essay Read this example sample essay . Then answer the questions below. Situational. . The qualities of a hero include selflessness, having the inspiration to be a founder and being courageous. With these qualities in morrie mind, it is god is not great easy to see why many Emiratis see Sheikh Zayed as a hero. He embodied the three qualities mentioned above and these heroic qualities were seen in his life and work. He was born in Al Ain and had a simple education which included learning the with Koran and mathematics.
His. Abu Dhabi , Al Ain , Hero 1313 Words | 4 Pages. Daisy Hensley 227096 Jill Hopkins, University Skills, July 12, 2011 Week 8 Self Assessment : Assess Yourself: . Fighting Sports. Self - Assessment Questionnaire From ON COURSE, by Skip Downing. Thank you for taking the time to complete your assessment . Scores have been calculated based on your answers and are displayed in the table below. Score ranges are displayed below that to help you interpret your scores. There are additional activities below the morrie tables for you to fighting sports, complete. We hope these. Emotion , Feeling , Learning 832 Words | 5 Pages.
Citation and Assessment Tool Analysis. Written Assignment Grading Criteria Assessment Tool Analysis Paper • Select one assessment tools from the summary with morrie . Assessment Tool Analysis on the student website. Situational. • Research the selected tools using the University Library. • Write a 750 word- paper that examines assessment tools that evaluate physical measures, and how applying anything except the Watson’s theory of human caring integrates the mind-body-spirit dimensions. This paper must demonstrate your knowledge of those tools that expand. Citation , Clear , Clearing 406 Words | 3 Pages. Overview: In order to complete my personal assessment , I must: 1. Analyze my personality, past experiences, desires, strengths, weaknesses, . Summary With. opportunities and threats to irony, accurately assess my ability to succeed as an entrepreneur; 2. Select the types of morrie, endeavors that I can easily embrace, and research the market and opportunity for success in these ventures based upon customer target markets, technologies, and industries that I think would be an appropriate and realistic fit for me; 3. Identify. Business , Entrepreneur , Entrepreneurship 1253 Words | 5 Pages. Classroom assessments can include a wide range of god is, options -- from recording anecdotal notes while observing a student to administering . On Tuesdays Morrie. standardized tests. The options can be roughly divided into god is not great, two categories -- formative assessments and summative assessments . Formative assessments are on-going assessments , reviews, and observations in a classroom. Summary Morrie. Teachers use formative assessment to improve instructional methods and student feedback throughout the alexander send teaching and summary morrie, learning process.
For example. Assessment , Educational assessment and fighting sports, evaluation , Educational psychology 1601 Words | 6 Pages. Nathan Good February 16, 2013 BUS 201 Dr. Swetnam Self Assessment Exercise #1 I completed the Keirsey temperament survey at on tuesdays with morrie, . www.keirsey.com and fighting sports, was categorized as an ESTJ, or the on tuesdays with morrie Guardian/Supervisor. The Keirsey survey uses the Myers-Briggs Type Indicator. My results indicated I am more extraverted than introverted, more sensing than intuitive, more thinking than feeling, and more judging than perceiving. According to the results, ESTJ’s are “the Guardian type most driven to god is not great, show some type. David Keirsey , ESTJ , Keirsey Temperament Sorter 828 Words | 3 Pages. ? VARK Analysis Paper Sarah E. Summary. Garcia, RN Grand Canyon University 05/17/2014 . NRS-429V April Herrera VARK Analysis The V.A.R.K. questionnaire is an assessment tool utilized by students to determine their individual learning style. The objective of this assignment is to complete the questionnaire, obtain the results. Education , Educational psychology , Kinesthetic learning 904 Words | 6 Pages.
Self - Assessment Tool Ron Choice MTE/562 June 20, 2011 Christopher Schiermeyer The Effectiveness of Instruction 1. . Was objective clearly identified in irony instruction? A. Strongly agree B. Agree C. Neither disagree nor agree D. Disagree E. Strongly disagree 2. Summary On Tuesdays. Were assessments reflective of instruction? A. Strongly agree B. Define. Agree C. Neither disagree nor agree D. On Tuesdays. Disagree E. Strongly disagree 3. Did the instructor use a variety of teaching. Education , Lesson plan , Sunday School 416 Words | 4 Pages. Thesis Statement Example 1 In this example of fighting sports, thesis statement, the on tuesdays emphasis of the study is to find a correlation, either . positive or negative, between Mozart’s music and short term memory. This is an example of a research paper with data observation and not great, analysis . The observations were recorded by running ANOVA and Post Hoc tests to compute values for the variables. Summary Morrie. The goal was to find a positive correlation between the two variables. For that a hypothesis was tested that was proven to be negative.
Causality , Correlation does not imply causation , Economics 770 Words | 3 Pages. Concept Analysis on hunt whales Self-Sacrifice. Concept Analysis on Self -sacrifice Concept Analysis on on tuesdays with Self -sacrifice Concept . analysis is a method of defining a concept, which may be laden with assumptions and where a demonstration is needed of how the concept is david alexander me daffodils applied to the clinical setting. The method of summary with, concept analysis provides a logical and analytical approach to david alexander send me daffodils, the complex, and often, abstract language that is mental health nursing (McKenna, 1997; Walker Avant, 1988). This article undertakes a concept analysis in an attempt. Nurse , Nurse Ratched , Nursing 2397 Words | 7 Pages. NT2580 Unit 6 Quantitative And Qualitative Risk Assessment Analysis. ? Nt2580: Unit 6 Quantitative and Qualitative Risk Assessment Analysis NT2580: Unit 6 Quantitative and Qualitative Risk . Assessment Analysis Qualitative Risk Assessment Single loss expectancy (SLE) : Total loss expected from summary with, a single incident Annual rate of occurrence (ARO): Number of times an send me daffodils, incident is expected to summary on tuesdays, occur in a year Annual loss expectancy (ALE): Expected loss for hitchens god is not great, a year ALE = SLE X ARO Safeguard value: Cost of a safeguard or control Scenario: Richman Investments. Business continuity planning , Insurance , Investment 705 Words | 16 Pages.
organizations – discuss the benefits of on tuesdays with, self evaluation/ self assessment as it related to leaders today. Without . a complete set of hitchens god is, knowledge understanding human behavior will be a great challenge to morrie, well conduct an organization. Organizations are composed of define situational, individuals with different traits, values, motives and perceptions. This situation makes understanding Human Behavior in summary with the management of organization as a full activity of hitchens, leaders in their day to summary, day self assessment . Thus, it is very fundamental. Behavior , Human behavior , Leadership 800 Words | 4 Pages. ? VARK Analysis Paper Student Name Grand Canyon University Family Centered Health Promotion NRS-429V Date VARK . Analysis While many individuals pursue an advanced education, the method in which students absorb and retain the required learned material varies from individual to Essay, individual. To give oneself the best possible opportunity for success, one must effectively decipher the method of studying which will best assist them in succeeding in their academic career. The VARK website assists. Auditory learning , Education , Educational psychology 1388 Words | 8 Pages.
Johari Window is for improving self -awareness, and mutual understanding between individuals. It can also be used to assess and summary on tuesdays with morrie, improve . relationships with others. Recognizing what others see in us is something that we may not be aware of and accept. David Please. One must believe and trust an individual before sharing personal information (Johari Window, 2010). Morrie. This paper will discuss some profiles of my personality characteristics and evaluation results. God Is Not Great. Also summarize assessment results. Then analyze how the. Leadership , Management , Preference 1037 Words | 4 Pages.
Examples from Reflection Essays Disciplinary Awareness “The research I did this summer focused on sorption of cesium and . strontium by soils. These two chemicals are commonly found in chemical contaminants… My research also focused on the distribution coefficient which is a measurement of how much of a solvent is [absorbed] by a geologic medium.” “I found that many of the summary with readings I came across regarding abortion seemed to convey a strong belief in send human rights, which was demonstrated by the dichotomy. Abortion , Clean Water Act , Human rights 1543 Words | 5 Pages. Sheleilee Marie Sullivan Self - Assessment 01/19/2013 Professionalism What is a profession? According to summary morrie, Merriam . God Is Not Great. Webster Dictionary Online a profession is defined as a calling requiring specialized knowledge and often long and intensive academic preparation. In the United States today an early education teacher is not considered a professional teacher. A teacher who is not teaching kindergarten through twelfth grade, or a college course, is not viewed as a professional teacher. . Child , Child development , Childhood 1231 Words | 4 Pages.
Self-Analysis in on tuesdays with morrie Dream Exploration. Critical Analysis #2 “ Self - Analysis through Dream Exploration” They say the eyes are the window to your . soul, however Schmida’s process essay “ Self Analysis through Dream Exploration” suggests otherwise. Schmida presents an interesting new way to gain self -awareness and understanding through first identifying, then analyzing your dreams. She uses clear, thorough explanations to takes us step by step through the process of becoming your own professional dream analyst. She is quick to establish. Article , Carl Jung , Critical thinking 834 Words | 3 Pages. Analytical Writing Assessment --2 Sections, Total Time 75 minutes AWA Directions This section contains two essays , one . Analysis of an Issue and one Analysis of an Argument. You have 75 minutes for both essay and will be given a short break between the topics. You are responsible for timing yourself during the essay . The screens on which these essays will be entered are divided into two sections. The top portion contains directions for The Immune, the essay and the topic about which you are to write.
Essay , Essays , Kindergarten 973 Words | 4 Pages. Self - Assessment and Reflection Paper The process of learning is on tuesdays morrie critically important in define irony all human beings and understanding your . individual learning style is key for effective learning. On Tuesdays With. Learning styles is defined as the composite of characteristic cognitive, affective, and pride social class, physiological factors that serve as relatively stable indicators of on tuesdays with morrie, how a learner perceives, interacts with, and irony, responds to the learning environment (Keefe, 1979). Learning style is the way each person absorbs, understands and. Education , Educational psychology , Learning 1102 Words | 4 Pages. Sample Undergraduate Psychology Essay. SAMPLE UNDERGRADUATE PSYCHOLOGY ESSAY NB This is not a perfect essay . It was graded at 60% (A 2.1) and the . bibliography is missing! Drawing on Freudian and Attachment Theories assess the Relationship between early year's experiences and summary morrie, criminality. Psychological theories have attempted to explain the reasons for and how criminality occurs. The psychoanalytic perspective involves two major theories - Freud's theory of the define situational irony Sexual Stages of summary morrie, Development and the Theory of Attachment purposed by Bowlby. Crime , Criminology , Developmental psychology 1600 Words | 5 Pages.
Assessment Tool Analysis Submission. ? Assessment Tool Analysis NUR/440 . Assessment Tools Analysis The purpose of this paper is to examine the tools that evaluate on-physical measures while applying Watson’s Theory of fighting sports, Human caring that integrates the mind-body-spirit dimensions to the three assessment tools chosen. In this paper, I will describe each tool and the population for which it might be useful, assessment tool data such as. Health , Health care , Health care provider 1419 Words | 8 Pages. Ethical Self - Assessment Paper Tiffany Renee April 19, 2011 HCS545 Health Law and Ethics . Ethical Self - Assessment Paper Healthcare professionals are faced with making multi-faceted decisions on summary on tuesdays with morrie a daily basis. These decisions are not just limited to not great, clinical. Decision making , Ethics , Health administration 851 Words | 3 Pages. Provide an account of on tuesdays morrie, assessment in fighting sports lifelong learning. ?Provide an account of assessment in lifelong learning. Teaching others involves not just communicating facts on a certain subject, but also . With Morrie. monitoring, assessing the learners and fighting sports, adapting the session to their needs.
Assessment as stated in the dictionary is the summary with morrie act of evaluation of a student's achievement on a course; evaluation; estimation; analysis of the fighting sports security, effectiveness, and potential of an morrie, existing or planned intelligence activity. God Is Not Great. Robert Marzano (Robert Marzano, cited in Larry. Assessment , Educational psychology , Evaluation 1325 Words | 4 Pages. Assessment Tools Analysis The vulnerable population of single low-income mothers and their children are at risk for poor health: . physically, socially, and summary morrie, psychologically. As a nurse, I know the and prejudice class importance of performing a complete nursing assessment to provide the best nursing care. It is helpful to use available assessment tools to evaluate and summary morrie, fully assess the patient. Nurses need to be knowledgeable in assessment tools to expand the assessment process and evaluate clients in various stages and. Assessment , Beck Depression Inventory , Cronbach's alpha 1674 Words | 5 Pages. “The greatest success is successful self -acceptance” (Ben Sweet). I am a twenty-seven year old single mother to a two-year-old healthy boy. I . was born in Monterey Park, California and whales, raised in the city of El Monte.
Growing up, my parents always kept me busy. I danced and summary on tuesdays with, performed “La Quebradita” a Mexican dance and played soccer since the age of six. I attended Nativity Catholic School then graduated from El Monte High School with a GPA of 3.78. I was involved with student government, sports. Academic degree , Association football , Bachelor's degree 982 Words | 3 Pages.
SELF ASSESSMENTS WORK VALUES In Understanding Your Values, I learned quite a bit about myself. Fighting Sports. When looking at working . On Tuesdays. conditions I realized that I am not to keen on manual, physical labor. I would not do well as a carpenter or construction worker. Pride And Prejudice Class. The same holds true for high pressure occupations. With Morrie. I often get stressed out when I feel control it out of david please send me daffodils, my hands. I find that I perform at my best when there is precise work to be performed with little room for error. This is especially true. Bank , Commercial bank , Finance 2396 Words | 6 Pages. Ethical Self Assessment HCS/545 * * * * * * * When taking the summary on tuesdays self . assessment on the ACHE website I learned a few things about The Immune Essay, myself when it comes to ethical decision making and how I may potentially act in with a given situation. One that really stood out was an example from the Colleagues and Staff section of the online assessment and it was the survey statements, “I foster discussions about pride and prejudice social, ethical concerns when they arise” (ache.org).
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4 Steps to Writing a Job-Winning Resume. Writing your resume, or even updating your resume, can be a scary, daunting task. Summary On Tuesdays With! But with the right approach and situational know-how, you can create your own standout document in no time. And the good news is we’re here to help. We’ve broken down the resume-writing process into 4 simple steps to summary on tuesdays with morrie, make it easier for you to get started! Our Resume Writing Guide gives you an overview of each section of define situational irony your resume, followed by some quick tips and actual resume examples that you can use as model for your own resume. Every great resume begins with a strong summary statement. On Tuesdays With! This is a short description of who you are professionally that includes a brief list of your top skills.
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Your work history section should include the following: Positions and/or titles you held Names of morrie organizations where you were employed City and david alexander please me daffodils state of each organization Employment periods for each job, written as Month/Date – Month/Date Brief descriptions of your experience in bullet format. This section will be a combination of your job responsibilities and duties along with your work achievements. Hiring managers will be looking for your achievements and successes, not just your responsibilities, so it’s important to include both. When listing your responsibilities and summary on tuesdays duties, be sure to use action verbs to increase the strength of your writing and pride and prejudice social class make potential employers take notice. Some action verbs to use include: Communicated Negotiated Joined Reported Customized Initiated Planned Budgeted Developed Prepared Contributed Ensured Provided Led. It takes practice and time to come up with your accomplishments and successes and to add numbers to them numbers such as how much money you saved the company, how you increased efficiency, or how many sales you achieved in a certain period of time. However, using two or three bullets under each job to describe your successes, along with metrics, will land you an interview. Need help writing a work experience section that shows your value?
Our Resume Builder has hundreds of career-specific phrases that you can easily and quickly add to your own resume. Bayle Industries, Hutchins Creek, MD. Summary On Tuesdays! July 2010 – present. Prioritized and managed multiple administrative projects while managing day-to- day tasks such as receiving and distributing mail, maintaining conference rooms, managing calendars, and maintaining office supplies. Increased conference room scheduling efficiency by 25% by define irony implementing new company-wide online booking system. Provided travel arrangement support for 25+ employees per month for offsite meetings and national conferences.
Managed operations and logistics for summary on tuesdays with, annual onsite company conference for why do hunt, 150 employees and summary with 200+ guest attendees. Parkview Elementary School, Summerfields, PA. September 2014 – May 2016. Assisted in a classroom of 25 elementary school children, ages 5-6, for two consecutive school years. Engaged children with diverse and enjoyable activities involving theatrical play, musical instruments and hands-on learning. Offered detailed weekly reports that outlined each child’s activities and implemented new email letter system to offer reports online, saving the faculty 4 hours per and prejudice class, week. Ft.
Hood, Killeen, TX. January 2008 – August 2015. Developed and with led 5 new training programs over god is, 12 months in preparation for combat. Performed reconnaissance operations in compromised regions to summary with morrie, develop combat training programs. Performed as a fire team member during situational training exercises and hitchens not great all infantry dismounted battle drills. Communicated urgent orders and directions effectively to team of 200+ military personnel. Your educational background can be an important part of your resume and should communicate your background quickly and simply to potential employers. Even if you don’t have previous experience in a particular job, you may increase your chances of with morrie being considered for the position if you can show that you have taken courses that are relevant to The Immune System, the position at hand. With Morrie! Here are some tips to help make your education section work for you: List the highest level of education first. This will help catch the hiring manager’s eye and ensure that he or she is define situational able to determine your education level quickly. If you are recent graduate without a ton of work experience, then you can place your education section at summary on tuesdays with morrie the top of your resume for emphasis.
Include your educational information in this order: Degree or diploma name is listed first. Major(s) follow the degree. If you have minors, these are optional to list but it’s recommended to list them if they are relevant to why do japanese, the job you are applying for. List the summary on tuesdays with date you received the degree or diploma by year (for example, 2003). If you are soon-to-be grad, you can list your expected graduation date. Employment periods for each job, written as Month/Date – Month/Date Do not include your GPA on your resume unless you are a recent graduate. If you don’t have a degree, never fear!
If you have an associate’s degree, you can list it in alexander send the same way as above. It is also perfectly acceptable to list any college experience you do have, even if you didn’t graduate. In the summary absence of a college degree, it’s extremely important to list any professional training or certificates you have received especially if they are relevant to the job you are applying for. Then, make sure to Essay, emphasize your work experience section as much as possible to show employers that you are qualified for the position, whether or not you have a degree. Need help writing an education section that shows your value? Our Resume Builder can help you quickly and effectively outline your classroom achievements. More Articles about How to Write Your First Resume. 3 Critical Mistakes to Avoid on Your First Ever Resume. On Tuesdays With Morrie! Tips On Creating A Resume For A New Career. Situational! How to Write a Resume When You Have No Work Experience.
Get Hired In 30 Seconds: Resume Summary Tips. Get Your Resume In Front of the Right People: Four Tips. On Tuesdays With Morrie! Create a Resume That Stops Traffic. How to Write a Resume that Lands More Job Offers. Resume Tips for Job Search Newbies.
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Historical Review Of Mutual Funds. In the early commercial history, Egyptians and Phoenicians sold shares in summary morrie vessels and caravans in order to spread the risk of their venture. God Is Not Great. On the same lines the idea of mutual fund has its formal origin in Belgium, here the idea was used in transportation of summary with, ships. Pride Social Class. In 1822 Societes' Generale de Belgique was started as first Investment Company to finance investments in national industries with high associated risks. Later, in Switzerland and in France similar agencies took birth, still later in 1860's it also moved to England, in 1868, the foreign and colonial government trust was established. In USA, the on tuesdays idea took root in the beginning of the 20 Century and hitchens not great there was little activity up-till 1924, in summary on tuesdays 1924 three investment companies were organized. ' Massacheusells Investment Corporation.
' State Stree Investment Corporation. ' US and foreign securities corporation. All these institutions are still operating. Japanese Whales. Investment companies Act of with, 1940 was enacted to protect the public investment. Why Do Japanese. There are over 5000 mutual fund schemes with total assets of over US $1million will prefer to summary with, mutual fund route to investing in pride and prejudice social equity instead of direct participation in share market. Fidelity Investment, is the largest fund, the annual growth rate is 20-25% the trend is on tuesdays with morrie, almost similar in all Europe. In 1920, it entered Canada, Canadian Investment Fund in 1932, was the first mutual fund in david send me daffodils Canada, later on it spread to almost all countries of the world. In U.K, nearly 80% of investors look to the mutual funds unit trusts as they are called there. The unit trust is leading bank deposits. Mutual funds in summary on tuesdays with the U.K. are divided into two, namely, 1. Unit trusts are essentially Open-ended funds.
2. Investment trusts are Close ended funds. Japanese Trusts are of two kinds: 1. Hitchens God Is. Unity type investment centers. 2. Open type investment centers. In Japan investment trusts were set up under the securities investment law, 1951. The unique characteristic difference between Japanese investment trusts and American mutual funds is the fact tat the mutual fund industries in summary on tuesdays America evolved in response to market needs, whereas the development of the Japanese investment trusts has been in response to and prejudice social, Government Policy.
In recent years mutual fund in Japan and Far East countries have been showing excellent performance. Mauritius and Netherlands are emerging as tax heavens for off shore mutual funds. HISTORY OF MUTUAL FUNDS IN INDIA. Mutual funds entered Indian Market in 1963. Unit trust of India was set up under the UTI Act, 1963. It operates both as a Financial Institution and on tuesdays with morrie as an Investment Trust. Unit scheme 64 was the first scheme started with a basic objective of mobilizing savings though the sale of units and invests them in equities and other securities. It offered three-dimensional benefits namely high yield, capital appreciation and liquidity. The history of mutual fund in India till the mid of 80s' in virtually synonymous with the history of UTI.In 1986, the UTI launched first growth scheme. Master shares which was listed and treated in stock exchanges.
The monopoly of the The Immune Essay UTI was broken in 1987. Public sector banks entered the scene with their mutual funds schemes with much fun fair i.e. in 1987, five banks. ' State Bank of India. ' Punjab National Bank. ' Along with LIC and GIC came out with their mutual funds.
Mutual funds sponsored by the banks and other public sector financial institutions became popular on account of. ' Wide network of collection centers of the bank and other sponsoring organizations. ' Trust in summary on tuesdays with morrie the ability and reliability of the sponsors. ' Accessibility and familiarity with the sponsor bank/ organizations. Till 1992, the scene was well as the why do hunt whales stock market was in a boom and share prices were rising quite sharply. So there was a great demand for equities, the investors could have never even thought in their wildest dreams to deliver.
The investors rushed to buy at what ever was on offer they were not bothered about the risk associated with the quality of the funds on offer their objectives and track records of the fund managers. This irrational action on the part of the investors cost them heavily, when the bubble of Securities Scam burst in 1992, as the rise in the prices of the stock were not because of the business performance but because of handiwork of on tuesdays morrie, few brokers it was destined to fighting sports, meet its logical tragic end. And when this happened the market reacted in a great panic, which led prices to fall like rune pins. After this, SEBI issued guidelines to Mutual Fund Industry in Mutual Fund Industry in 1993 and due to the Economic Reforms, Private sector and foreign companies entered into this sector. The reasons for private mutual fund to enter maybe- 1. Summary. Poor servicing, in fighting sports ordinate delays in the receipt of unit certificates and divided warranties.
2. Indifferent performance of most of the mutual fund schemes, which under performed the market thus denying the summary on tuesdays with investor, reasonable returns. 3. Absence of hunt, adequate disclosure norms. 4. Morrie. Lack of an investor friendly approach in hunt general. Kothari pioneer was the first privates company to launch its mutual fund in 1993 and Morgan Stanley was the first foreign company to enter into the Indian market which is one of the world's largest mutual funds. Briefly the categories of players can be divided into four types, viz. ' Public sector banks. ' Insurance companies / All India financial institutions. ' Private sector- inclusive of foreign companies and morrie joint ventures. Private sector funds are performing well in the market. A fund mobilized by private sector is more than UTI and public sector.
RESOURCES MOBILISED BY MUTUAL FUNDS. Private Sector MF's Public Sector MF's UTI Grand Total. Open end Close end Total Open end Close end Total Open end Close end Total. of Funds 7769.59 76.91 7846.5 364.1 1307.1 1671.3 6820.23 6372.66 13192.9 22710.7. Amount 1101.93 36.73 1138.66 291.85 404.16 696.01 9773.41 546.26 10319.67 12154.34. Redem-ption Amount 5180.98 74.16 5255.14 0.27 639.90 640.17 0.00 5610.75 5610.75 11506.06.
Net In/Outflow of Fund 1486.77 -33.98 1452.70 72.03 263.13 335.16 -2953.18 215.65 -2737.53 -949.67. According to data available on provisional basis, the mutual funds mobilized Rs.22710.73 crore without adjustment of repurchase redemption during the financial year 1997-1998. Me Daffodils. However, it is important to note that in summary on tuesdays morrie case of Open-ended schemes, there was a continuous sale and repurchase of mutual funds, and there was redemption of some of the schemes as specially of fighting sports, unit 64 scheme of UTI. Thus after adjustment of repurchases and redemptions, there was an outflow of funds of Rs.949.67 crore during 1998-1999. Summary On Tuesdays With. Further analysis of data shows that while there was a net inflow of funds of Rs.1452.70 crore and Rs.315.16 crore in case of private sector mutual funds and alexander send me daffodils public sector mutual funds, respectively, there was a net outflow of Rs.2737.53crore in case of the UTI the with largest mutual fund. Not Great. Details are given in the following table: Table showing Resources Mobilization by Mutual Funds (Rs. In crore) CLASSIFICATION OF MUTUAL FUNDS. Based on advantages and services offered to various sections of the society, mutual funds can be classified into three broad categories. Viz.,
It is summary, based on the basis characteristics of the mutual fund schemes opened for the public subscription; it can be classified as; (A) OPEN ENDED MUTUAL FUNDS: It is a scheme in The Immune System Essay which a investor can buy and sell units on daily basis, where in summary morrie the scheme have perpetual existence and fighting sports a flexible ever changing corpus. With Morrie. Investors are free to buy and sell any number of units at any point of time, at prices, which are linked, to NAV of the units. As the NAV changes with time, so do the prices at which the investors can buy and sell these units it gives complete flexibility to the investor as he can invest or dis-invest at The Immune any time. The fund is not listed in the stock market. The investor can buy and sell these units form and to summary with, the mutual fund. In accordance with the recent changes, the fund manager has the not great option to list the fund in the stock market in addition to repurchase and resale. (B) CLOSE ENDED MUTUAL FUND:
It is a fund where in it has a fixed corpus and operates for fixed duration at the end of which the entire corpus is with, disinvested and proceeds are distributed to the various unit holders in proportion of The Immune Essay, their holdings. The fund can also make interim payments if it so decides. Thus it ceases to exist after final distribution. The units are issued like any other company's new issues, listed and quoted at the stock exchange. The units of close-ended funds are not always redeemable at summary morrie their NAV.
Market prices are determined by demand and supply and hitchens not great not solely by summary on tuesdays, NAV. If the fund manager so chooses, he can offer repurchase facility. So also he can resume resale to the extent of repurchase. All the schemes discussed below are either open ended or close ended. Mutual funds differ with reference to the type of david alexander send, instruments in which the money can be invested. On Tuesdays With Morrie. These are specified in the offer documents/ prospectus and accordingly the fund is pride social, structured for a particular purpose. They provide fixed returns for those who desire safety and steady income. The Fund is summary on tuesdays with, invested in Government securities and Bonds.
It is more liquid, diversified and conservative investment with regular income and moderate capital gains. The price of units of a Mutual Fund fluctuates with changing interest rates. They are mainly those who are willing to accept risk in the hope of a high Return. These are called Common Stock Fund. They are of hitchens, two types ' Growth Funds and Go-Go Funds. The former consists of investments in Blue Chips and the latter is summary with, High Risk Stocks. They are mainly to maximize the current income of investors.
They are two types of funds Low Investment Risk with steady income and whales High Risk Investment with maximum income. Investment would typically be in fixed income securities to summary morrie, greater extent; and in shares, to a smaller extent. Fighting Sports. Capital appreciation in summary morrie such schemes may be limited. Hitchens God Is. It is ideal for summary on tuesdays retired people and define irony others with a need for capital stability and regular income, and investors who need some income to supplement their earnings. As most of Investors prefer income Funds, the sales of this fund had dominated the other types of funds. (D) MONEY MARKET MUTUAL FUNDS: Investments are predominantly in Money Market Instruments like, Certificate of Deposits, Commercial Paper, and summary with morrie Treasury Bills etc. They are short term in tenure, highly liquid with high safety.
This fund is an alternative to saving account of high bracket savers. The fund cannot invest the corpus in shares, debentures and other such papers. Returns on these schemes may fluctuate depending upon the interest rates prevailing in the market. (E) SPECIALISED FUNDS: These funds invest in securities of certain industries/specific set of david please send, or specific income producing securities. Summary With Morrie. They carry more risk due to lack of diversification. (F) LEVERAGE FUNDS: The funds borrow money in order to increase the size of the corpus and there by increase the benefit to the Unit Holders by operating with a larger corpus than the money collected. Now doubt the cost of borrowing funds, which have to david send, be more than compensated by returns on investments. (G) BALANCE FUNDS: Here the assets are made up of a judicious mixture of summary on tuesdays, industries, Stock and Bonds.
To secure reasonable rate of fighting sports, return, the funds are employed in high-grade common stock and conservative fixed income securities like debentures, bonds and preference shares. In a rising stock market, the NAV of these schemes may not normally keep pace or fall equally when the market falls. It is ideal for investor's looking for a combination of income and moderate growth. (H) PENSION FUNDS: These Funds provide for long-term investments out of individuals' investors' superannuation savings. They take advantage of tax rate available for on tuesdays such investors. Investments are made in the index scripts with the same proportion and alexander please weight age as that of index. On Tuesdays With. The performance of fund will be in why do hunt whales the line with the index.
(J) TAX SAVING SCHEMES: These schemes offer tax rebate to the investors under tax laws as prescribed from time to time. This is summary on tuesdays with morrie, made possible because the government offer tax incentives for fighting sports investment in morrie specific avenues. Define. Recent amendments to the Income Tax Act provide further opportunities to with morrie, investors to why do japanese hunt, save capital gains by investing in summary on tuesdays with Mutual Funds. This scheme is ideal for define situational irony investors seeking tax rebate. MUTUAL FUND ' FRAME WORK. ' Approval by SEBI. ' Sound track record.
' Experience in Financial Services. ' Professional Competence, Financial Soundness, Reputation, etc. ' Contribution to AMC Capital 40% minimum. ' Names to be approved by SEBI. ' Legally responsible for administering the Trust and Compliance.
' Norms for Trustees. ' Experience in Financial Services. ' Minimum 4 members on the board and summary on tuesdays with morrie 50% of the members not to be connected with the sponsor. ASSET MANAGEMENT COMPANY (AMC) ' Managing funds for schemes. ' Performing Accounting Function. ' All day-to-day affairs of the Mutual Funds.
Income of an AMC/ AM fee. ' 1.25% of weekly average NAV (Net asset value) of each scheme up to fighting sports, Rs 1000 crore of assets managed. ' 1.00% greater than 100 crore. ' Infrastructure expenses to be borne by summary on tuesdays morrie, the AMC. ' Safe keeping of the assets held by the Fund. ' Receives and Delivers Securities for social payment. ' Follow up on Corporate benefits. ' Provide an independent means of control. ' Issue of Account Statements to summary on tuesdays morrie, Investors. ' Arranges payment to Investors when they redeem.
' Takes care of non-commercial transactions like change of address, loss of account statement etc. The registrar maintains the pride and prejudice social investment account of the Unit holders and also handles the complaints and grievances from the investors relating to dividend, purchase and sale of units. REGULATION OF MUTUAL FUNDS. The Mutual Funds operating in India was governed by a number of Regulations and guidelines issued by various Agencies viz., UTI Act 1963 and summary morrie UTI Guidelines, the fighting sports Indian Trust Act 1882, Income Tax Act 1961 etc. Mutual Funds sponsored by Banks were governed by summary with morrie, guidelines dated June 28,1990 and please me daffodils Revised Version dated February 14,1992. The Ministry of Finance and Government of India realized the need for a set of common rules governing entire Mutual Fund Industry, appointing a Committee under the Chairmanship of Dr.S.A.Dave, who was the summary on tuesdays morrie Chairman of UTI. The Committee submitted its report in 1992, based on these recommendations SEBI issued guidelines for the Mutual Fund Industry in January 1993. And these are known as Securities and Exchange Board of India (Mutual Funds) Regulations 1993.
After the issue of these guidelines by SEBI, Mutual Fund Industry was opened for alexander private sector to enter the field. And all the Mutual Funds controlled by SEBI except UTI. Brief details of the SEBI Guidelines are: - ' Mutual Funds are to be established in the form of Trust under the Indian Trust Act. ' Funds and assets are to summary on tuesdays morrie, be managed by an Asset Management Company. ASSET MANAGEMENT COMPANY. ' AMC shall have minimum net worth of The Immune Essay, Rs.10 Crores. AMC and Trustee of Mutual Funds are two separate legal entities. ' AMC should furnish SEBI their respective Memorandum and Articles of association for approval.
' AMC or its affiliate can undertake activities like management and advertising services to Pension Funds, Provident Funds, Venture Capital Funds, Financial Consultancy and Research, but should not act as manager for any other Fund. ' All schemes floated by Mutual Funds are to be registered with SEBI. ' A standard format of Scheme's prospectus has to be introduced. ' All the investors up to 5,000 Units will be given full allotment in case of over summary on tuesdays with, subscription. ' Mutual funds dealing with money market instruments are to be regulated by SEBI. ' Other Mutual Funds Schemes, which invest partly in money market and situational partly in Capital market, are regulated by SEBI.
' No Mutual Funds, under all its schemes should own more than 10% of any company's paid up capital carrying voting rights. ' Mutual Funds may invest in another scheme managed by on tuesdays morrie, the same AMC or others to the extent of 5% of the NAV. ' Mutual Funds can invest only transferable securities in Money Market or Capital Market. ' Investment in debt instrument should generally be in please those rated an investment grade and summary morrie above. All Mutual Funds must distribute 90% of their profits every year among their investors. MARKETING OF MUTUAL FUNDS. Marketing is the big challenge in hitchens not great business especially of marketing of Mutual Fund. The challenge is that with the same product and customers with diversified profile. Mutual Funds deal with small investor's hard-earned money, a sensitive commodity and only service is involved in selling the product.
Since mutual Funds interacts with lakhs of investors who are likely to be associated for a longer tenure, post issue services plays an important role in customer satisfaction. Along with four P's namely, product, price, place, and promotion, Mutual Fund has one more P i.e., Portfolio. The marketing division has to on tuesdays morrie, design the product according to the needs of the investors and david alexander please me daffodils place it in right market, in right manner, targeted to the right segment. Summary With Morrie. Formalities of marketing Mutual Funds starts with taking permission from fighting sports Agencies like Ministry of Finance, RBI, SEBI etc. Gazette Notification of Schemes is then done. Marketing division has to on tuesdays with morrie, evaluate the strengths, potentials, opportunities and weakness of the market. According to the market condition it has to design the products i.e., the Scheme. The price should be so designed, such that to reach and attract small investors. The price of one scheme will differ from the other according to its segments of customers. Various techniques are used to reach the fighting sports unaware pocket of morrie, investors like direct mailers to full-fledged marketing campaigns, the System Essay Fund will spend lakhs of summary, rupees to mobilize investments and consequently marketing cost will increase.
So a marketing division should always balance its costs with the price of the scheme. Hunt Whales. The expenses of the fund should not increase the on tuesdays income from the fund. A Mutual Fund is an investment vehicle for those who want to Essay, spread their risks and seek returns, which are than those available from summary with Bank deposits or other investment avenues. Such investors from should be educated to avoid facing situations of loss of faith in investments or heavy off-loading in the huge discount of japanese, NAV. Positioning of Mutual Fund is very important.
Mr. G.D.Shenai, Managing Director, Canara bank Mutual Fund states that ' Most funds have targeted the wrong segment of on tuesdays with morrie, customers, he feels mutual offer a solution to those people who do not have access to the Stock Market, due to lack of hitchens, time or because of geographical spreads limitations. It is this segment of investors, which should be trapped through television. Summary. Rural markets could be penetrated with special schemes aimed at this population. Also the wide Canara Bank network in hitchens not great the rural areas could serve this clientele. The portfolio of investments made by fund should be regularly reviewed by calculating the returns from each segment of the portfolio, their present market positions, evaluate their future market position etc. if one segment is not up to the target then the with portfolio should be changed. The portfolio should be so designed which satisfies the Scheme's need. The portfolio of a debt scheme will have more equities and pride less debt, liquid funds have money market instruments and debt of very short-term tenure. Marketing of Mutual Fund is not deal based, but it is relationship based. The psychology of summary on tuesdays morrie, investor's needs deep insight; understanding and The Immune Essay responding to morrie, present investor will obviously bring new investors besides retaining present investors. Define Irony. Thus data based marketing should be emphasized for open-ended schemes.
PRICING OF MUTUAL FUND UNITS. Pricing is a very concept of on tuesdays morrie, marketing mix. Hitchens. Pricing of on tuesdays with, financial products is a complicated issue. Very often, there are vast differences between face value and market price. There are some legal restrictions on god is, pricing of units. SEBI Experts Committee on pricing units: An Expert Committee was set up by summary on tuesdays, SEBI under the Chairmanship of Mr.L.C.Gupta. The Committee has suggested two options namely: 1. The purchase and sale price can be determined with a fixed discount and premium respectively on the NAV. 2. Pride And Prejudice Class. The AMC should have the discretion to fix the repurchase and sale prices as long as they are anchored to the NAV i.e., the repurchase price is not lower than 93% of the NAV, provided that the spread between repurchase price and the sale price does not exceed 7% calculated on the sale. Thus the Committee has opined the repurchase and sale prices in the case open-ended schemes should be nearer to NAV after suitable adjustments for expenses in connection with entry and exit to or from the scheme as the case may be.
SOME TERMS RELATING TO PRICE. 1. Entry load or front end load ' A sales fee charged at the time of summary morrie, purchase. 2. Exit load or back end load ' A fee charged at the time of redemption of repurchase of units. 3. Premium - If the price of the unit is higher than NAV then the units is issued at discount. 4. Discount - If the NAV is higher than the price of the unit then the unit is define situational, issued at discount. 5. Managed Fees ' The percentage changed for portfolio management. Summary With Morrie. This expense will be stated in Fund's prospectus. These expenses may decline proportionately as the Fund's asset base increases. 6. Net Asset ' Total value of Fund's cash and securities less its liabilities or Obligations.
7. Expenses Ratio ' The annual expenses of a Fund include the social class Management fee, Administrative costs, divided by summary on tuesdays with, net assets. 8. Public Offering Price ' The sale price per unit at which a unit holder can buy the units. POP = NAV / 1 ' Sales Load. 1. Redemption Price ' The sales price per unit at which a unit holder can sell the units of open 'ended scheme. REDEMPTION PRICE = NAV / 1 + Exit Load.
2. Repurchase Price ' It is the why do hunt price at which a close-ended scheme repurchased its units and it may include a back end load. Benefits of Mutual Funds. 1. Professional Management: Availing of the services of summary on tuesdays, experienced and skill professionals who are backed by a dedicated investment research team which analyses the performance and prospectus of Companies and select suitable investments to achieve the objectives of the Scheme. Mutual Funds invest in a number of companies across, aboard cross section of industries and sectors. This diversification reduces the risk because seldom do all stocks time and in the same proportion. Investors can achieve this diversification through Mutual Fund with far less money he can do on his own. 3. Convenient Administration:
Investing in a Mutual Fund reduces the paper work and helps in avoiding many problems such as bad deliveries, delay payment and unnecessary follow up with brokers and companies. Mutual; Fund save time and make investing easy and social class convenient. 4. Return Potential: Over a medium of long term, Mutual Funds have the potential to provide a higher as they invest in a diversified basket of selected securities. Mutual Funds are a relatively less expensive way to invest, compared to directly investing in the Capital Market, because the benefits of scale in brokerage, custodian and other fees translate into lower costs for investors. In open-ended schemes, one can get their money back promptly at Net Asset Value related prices from the Mutual Fund itself. Close-ended schemes units can be sold in a Stock Exchange at on tuesdays morrie the prevailing market price or avail the social class facility of direct repurchase at NAV related prices, which some close ended and interval schemes offer. Investor can get regular income information on the value of their investment in addition to on tuesdays with, disclosure on the specific investment made by the scheme, the proportion invested in japanese whales each class of with morrie, assets and the fund managers investment strategy and hitchens god is outlook. Through features such as regular investment plans, regular withdrawal plans and dividend reinvestment plans one can systematically invest or withdraw according to their needs and convenience. 8. Choice of Scheme: Mutual Funds offer a family of schemes to suit the varying needs of with, different types of investors.
9. Well Regulated: All Mutual Funds are registered with SEBI and they function within the provision or strict regulations designed to protect the System Essay investor's investment. The operations of Mutual Funds are regularly monitored by SEBI. While risk cannot be eliminated, skillful management can minimize risk. Mutual funds help to reduce risk through diversification and summary on tuesdays professional management. The experience and expertise of Mutual Fund manages in selecting fundamentally sound securities and timing their purchases and sales help them to build a diversified portfolio that minimizes risk and maximizes returns. At present investment in mutual fund schemes enjoy the following tax benefits ' 1. Why Do Whales. Since, April 1, 2003, all dividends declared by summary on tuesdays morrie, debt-based mutual funds are tax-free in System Essay the hands of the investor.
A dividend distribution tax of with morrie, 12.5% (including surcharge) is be paid by the mutual fund on the dividends declared by and prejudice class, the fund. 2. Investors in ELSS (equity-linked savings schemes) can avail rebate under Section 88 of the Income Tax Act, 1961 on summary on tuesdays morrie, investment up to hitchens, Rs 10,000 subject to the various conditions laid down in the said Section. 3. Under Section 10(38) of the Act, long-term capital gains arising from transfer of a unit of mutual fund is exempt from tax if the said transaction is undertaken after October 1, 2004 and the securities transaction tax is summary with morrie, paid to the appropriate authority. 4. Under Section 111A of the Act, short-term capital gains arising from transfer of a unit of mutual fund is chargeable to tax @ 10% (plus applicable surcharge) if the said transaction is undertaken after October 1, 2004 and the securities transaction tax is alexander please, paid. However, such securities transaction tax will be allowed as rebate under Section 88E of the Act if the transaction constitutes business income. ' Under Section 112 of the Act, capital gains, not covered by the exemption under Section 10(38), chargeable on transfer of long-term capital assets are subject to following rates of tax: ' Resident Individual HUF --- 20% plus surcharge. ' Partnership Firms Indian Companies --- 20% plus surcharge. ' Foreign Companies --- 20% (no surcharge). Capital gains will be computed after taking into account cost of summary on tuesdays with, acquisition as adjusted by why do japanese hunt, Cost Inflation Index notified by the central government. Under Section 115AB of the Income Tax Act, 1961, long-term capital gains in respect of units purchased in foreign currency by an overseas financial organization held for a period of more than 12 months will be chargeable at the rate of 10%.
Such gains will be calculated without indexation of cost of acquisition. No surcharge is applicable for taxes under section 115AB, in respect of summary, corporate. PROBLEMS FACED BY MUTUAL FUNDS; The problems in mutual fund industry are as follows: 1. Volatility in irony Indian economy: Shares prices in Indian stock changes frequently. Thus a fund manager has to change the portfolio according to the changes of on tuesdays, share prices.
2. Investors education: Many investors are not aware of the fighting sports benefits from mutual funds, they are not aware of the characteristics return risk trade off in investing in a mutual fund many investors are inactive and ignorant. 3. Incapable fund managers: Many fund managers lack the knowledge economy, industries and companies many playing with investor's money, they are not capable of Judge between investment choices and review portfolio. 4. Non co-operation between organizational committees:
Sponsors, custodians, fund managers are not working hand in summary with hand. SEBI guidelines say mutual fund has to maintain transparency in its operations, but many funds are not transparent to its investors, government and public. 6. After sales service: Mutual funds are not providing after sales services to investors like give details for reference, NAV disclosure etc., 7. Direct launching of equity: This may be the reason for the failure of mutual funds.
In USA debt schemes were first incepted and then equity schemes were started, but in India due to boom in Essay share market direct equity schemes were started and on tuesdays with morrie then debt schemes were introduced. 8. High risk, low return: The return, which a investor gets from mutual fund, is low, but the risk is high. Return earned from define situational irony fund has to be distributed among the unit holders only after deduction for summary with maintenance of the fund, thus the return will be low. New trends in david send mutual fund industry. a) Systematic investment plan (SIP): Unit holders can benefit by summary morrie, investing specified rupee accounts at regular intervals for a continuous periods, for purchasing additional units of the schemes at NAV based prices. By this unit holder can take advantage of the benefits of rupee cost averaging.
b) Systematic withdrawal plan (SWP): SWP allows the why do hunt whales unit holders to withdraw a specific sum of money each month/ quarter/ half year/ yearly from on tuesdays morrie his investments in the schemes. The amount thus withdrawn by redemption will be converted into units at applicable NAV based prices and why do japanese the numbers of units so arrived at summary on tuesdays with morrie will be subtracted from the please send me daffodils units balance to the credit of the unit holder. c) Switching options: Unit holders under one scheme can switch or all of their holdings in the schemes to on tuesdays with, another, which is available for define situational investment at that time.
d) Dividend at short intervals: Dividends from liquid funds are now coming thick and fast, with funds promising fortnightly and with morrie even weekly, pay-outs, liquid funds mainly targets companies and david alexander high net worth individuals. e) Loans against Mutual Funds: Birla Global finance offers loans against mutual fund units. With. The company tracks 10 best performing open-ended mutual funds and grant loans against units of these funds. Investors have to pledge their units at interest rate of 17.5%. the company will disburse loan up to System Essay, 60% of the value of equity fund up to 85-90% of the debt fund units. Term of the loan is a minimum of 15 days up to a maximum of a year. f) Electronic clearance: Reserve bank of India has introduced a new method of payment which promises investors an option to collect periodic interest/ dividend/ repurchase/ redemption directly through bank account.
In this system payment instruction would be issued electronically through bank to with, the clearing authority and the clearing authority would supply credit reports to the bank with which investors maintain the specified account. The branch will credit the account directly and an ECS entry will appear in the passbook. A payment advice will also be send to investors. This facility will help kin avoiding cases of System Essay, pilferage, fraudulent encashment etc., TITLE OF THE STUDY. 'INVESTERS' PERCEPTION TOWARDS MUTUAL FUNDS' STATEMENT OF THE PROBLEM. The topic is selected assuming that the mind of every common man investing in mutual funds is summary on tuesdays with, a very risky affair, if not the riskiest. This sentiment will result in the collapse of secondary market and the investments in stock market. The wrong feeling from define situational general customers mind there is summary with morrie, a need to study the perception towards Mutual Funds in Bangalore and to see if there is dependency of income level over investment in Mutual Funds and some efforts have been made to japanese, know about existing investors opinion about Mutual Funds and their performances. OBJECTIVES OF THE RESEARCH.
' To know customers awareness about Mutual Funds. ' To study of investment in Mutual Funds is dependent on income levels or not. ' To study investors willingness to take market risk. ' To know the Brand and Advertisement influence on customers about Mutual Funds. ' To study the possible direction and growth in the context of the recent development in the Indian capital market.
' To study the age of people who are most interested to invest in on tuesdays with Mutual Funds. SCOPE OF THE STUDY. The scope of the study is extended to pride class, investors' perception towards the mutual fund schemes, which is on tuesdays, based on the conducted by the research Bangalore during the pride and prejudice social period of 2013 2014. LIMITATIONS OF THE STUDY. Efforts were made to see that the data has been collected and on tuesdays analyzed as accurate as possible. In spite of all precautions was taken, and certain limitations of the japanese whales study can be observed, they are as follows:- ' The sample size taken for research may not give exact figure or may not cover the entire population artificially or that the respondent may be biased. ' The second constrain was that the respondent may skip some questions.
Also they may not respond every question correctly. ' The third and summary on tuesdays with important constrain is the time limit. ' Finally the techniques used in data analysis may not be as accurate as other software applications. The study methodologies are as follows. ' Direct interview with some mutual funds holders. ' Discussion with persons who have some knowledge about why do japanese mutual funds. ' Discussion with some mutual funds brokers.
' The study of various books of mutual funds, magazines, and newspapers. TOOLS USED IN DATA COLLECTION. Primary data: - It has been collected by. ' Discussion with some persons who have knowledge about this subject. Secondary data: - It has been obtained from. ' Magazines, journals and newspapers. It includes investors investing in mutual fund and money market. The sample size of 50 respondents and method of summary, sampling is david send me daffodils, random sampling. Global trends in Mutual Funds. Mutual funds have emerged as the chief vehicle of summary on tuesdays, individual savings and investments the world over.
In the U.K, nearly eighty percentage of investors look to The Immune Essay, the mutual funds- 'Unit Trusts' as they are called there. With Morrie. In the U.S an individual with even $1 million of investable funds takes the mutual fund route to investing in equity, instead of resorting to direct participation. This is so even though he has access to define situational irony, a mass of summary on tuesdays with morrie, information like Standard and Poor's 500 and fighting sports Dow Jones Index to guide him in taking his own investment decisions. Presently in the U.S there are nearly 5000 mutual fund schemes with asset of $1.6 trillion invested by 75 million unit-holders. By the summary morrie turn of the japanese hunt whales century, the total assets are likely to touch $4 trillion. The largest fund, Fidelity Investments manages funds aggregating $268 billion. This has to be appraised in the context of total market capitalization of summary on tuesdays, all the stocks listed in Bombay Stock Exchange standing at a mere $115 billion. In the david alexander please me daffodils U.S the mutual fund business is growing at an annual rate of twenty to twenty-five per cent. According to summary on tuesdays with, a review conducted by Gold man Sachs, a leading U.S merchant banker, mutual funds are now the market's driving force, having brought eighty-four per cent of all shares acquired on 1993. The great diversity if mutual fund schemes in whales the U.S is illustrated by the Amana funds, the morrie first and apparently the only U.S mutual fund operating according to strict Islamic guidelines reportedly.
Since Islamic law prohibits a guaranteed return on david, investment, the fund holds no bond or preferred stock, and keeps its cash in checking accounts, which pay no interest. Thus fund, however, invests in stocks, which rise and fall in value and can rise, lower or eliminate any dividend. In all of Europe, too, the trend is summary on tuesdays with morrie, similar. The major stock exchange at Luxembourg which has developed specialized skills in euro-issues, had 67 mutual funds, 'funds commons' as they are known, listed in why do whales 1984 with net assets of summary with, LUF 24,690 billion. Define Situational. In 1990,the number of funds increased to 268 and summary on tuesdays with their net assets to LUF 1,38,660 billion. In keeping with general trend there was a dramatic surge in mutual funds investments. Not Great. Obviously with such a large choice, the western investors has a wide variety of options and doesn't have to rely on the same stereotyped schemes popularly known as 'plain vanilla' schemes. Mutual Funds in India. Mutual funds first made their entry in India in 1964 with the on tuesdays with morrie Unit Scheme 64 launched by the Unit Trust of India (UTI). Situational Irony. UTI was set up under the UTI Act, 1963, to on tuesdays with, operate both as a financial institution and investment trust.
Unit Scheme 64 turned out to be extremely popular, initially as a vehicle for domestic savings, but subsequently as an instrument for corporate holding as well. And Prejudice Social. By 1964, the investable funds in this scheme had crossed Rs. 12,000 crores. In 1986 the first mutual fund growth scheme, Master shares, was launched by UTI. This was successfully listed and traded in the stock exchange.
Encouraged by this venture, other players emerged. In 1987 The State Bank of India Mutual Fund (SBI MF) and Canara Bank Mutual Fund (Canbank MF) started their operations, followed by the mutual funds sponsored by morrie, the Bank of define situational irony, India, Indian Bank and Punjab National Bank. Not to lag behind, Life Insurance Corporation of India (LIC) and with General Insurance Corporation (GIC), too, sponsored their respective mutual fund schemes. Seven institutions in the Public Sector -five banks and two insurance companies thus followed UTI. They all had the inherent advantage of basic infrastructure, an overflow of funds and fighting sports customer service outlets.
By the end of on tuesdays with, March 93, the total corpus of the big eight was approximately Rs. 50,000 crores. With UTI alone, accounting for Rs. 40,000 crores. The spectacular surge came in hitchens 1992-93 when the total number of investors increased from 18 million to 32 million and the combined corpus rose to Rs 38,000 crores. Much of it was no doubt account for by UTI Master Gain 92 which netted in Rs 4,791.79crore winning for with itself a place in Guinness book of hitchens not great, records. This increase has to be viewed against the background of net assets of a measly Rs4, 000 crore in 1987 for the entire eight-fund put together. Phase of development of mutual funds in India. The mutual fund industry in India started in 1963 with the formation of Unit Trust of India, at on tuesdays the initiative of the Government of India and Reserve Bank the. The history of mutual funds in alexander please send India can be broadly divided into four distinct phases. FIRST PHASE ' 1963-1986.
An Act of summary on tuesdays with, Parliament established Unit Trust of fighting sports, India (UTI) in 1963. Summary On Tuesdays With. It was set up by the Reserve Bank of India and functioned under the Regulatory and administrative control of the Essay Reserve Bank of on tuesdays, India. In 1978 UTI was de-linked from the fighting sports RBI and on tuesdays with the Industrial Development Bank of India (IDBI) took over the regulatory and god is not great administrative control in place of RBI. The first scheme launched by UTI was Unit Scheme 1964. At the end of 1988 UTI had Rs.6,700 crores of assets under management. SECOND PHASE ' 1987-1993 (Entry of summary on tuesdays with, Public Sector Funds) 1987 marked the entry of situational irony, non- UTI, public sector mutual funds set up by public sector banks and Life Insurance Corporation of summary, India (LIC) and General Insurance Corporation of India (GIC).
SBI Mutual Fund was the first non- UTI Mutual Fund established in June 1987 followed by Can bank Mutual Fund (Dec 87), Punjab National Bank Mutual Fund (Aug 89), Indian Bank Mutual Fund (Nov 89), Bank of India (Jun 90), Bank of Baroda Mutual Fund (Oct 92). Define Situational Irony. LIC established its mutual fund in June 1989 while GIC had set up its mutual fund in December 1990. Summary With Morrie. At the end of 1993, the mutual fund industry had assets under management of Essay, Rs.47,004 crores. THIRD PHASE ' 1993-2003 (Entry of summary on tuesdays with morrie, Private Sector Funds) With the entry of private sector funds in david alexander me daffodils 1993, a new era started in the Indian mutual fund industry, giving the Indian investors a wider choice of fund families. Also, 1993 was the year in which the first Mutual Fund Regulations came into being, under which all mutual funds, except UTI were to be registered and governed. Summary With. The erstwhile Kothari Pioneer (now merged with Franklin Templeton) was the first private sector mutual fund registered in and prejudice social July 1993.The 1993 SEBI (Mutual Fund) Regulations were substituted by a more comprehensive and revised Mutual Fund Regulations in 1996.
The industry now functions under the SEBI (Mutual Fund) Regulations 1996. The number of with morrie, mutual fund houses went on increasing, with many foreign mutual funds setting up funds in India and also the System Essay industry has witnessed several mergers and acquisitions. By the end of January 2003, there were 33 mutual funds with total assets of Rs. 1,21,805 crores. The Unit Trust of India withRs.44,541 crores of assets under management was way ahead of summary on tuesdays morrie, other mutual funds. FOURTH PHASE ' since February 2003. In February 2003, following the repeal of the Unit Trust of India Act 1963 UTI was bifurcated into two separate entities.
One is the Specified Undertaking of the Unit Trust of India with assets under management of Rs.29,835 crores as at the end of January 2003, representing broadly, the assets of US 64 scheme, assured return and alexander please send certain other schemes. Summary On Tuesdays With Morrie. The Specified Undertaking of Unit Trust of India, functioning under an administrator and under the rules framed by System, Government of India and does not come under the summary purview of the Mutual Fund Regulations. The second is the UTI Mutual Fund Ltd, sponsored by please send me daffodils, SBI, PNB, BOB and LIC. It is registered with SEBI and functions under the Mutual Fund Regulations. With the with morrie bifurcation of the erstwhile UTI which had in March 2000 more than Rs.76,000 crores of fighting sports, assets under management and with the setting up of a UTI Mutual Fund, conforming to the SEBI Mutual Fund Regulations, and with recent mergers taking place among different private sector funds, the mutual fund industry has entered its current phase of consolidation and growth. As at the end of September 2004, there were 29 funds, which manage assets of Rs.153108 crores under 421 schemes. GROWTH IN ASSETS UNDER MANAGEMENT The graph indicates the growth of assets over the years:- However, the monopoly of the big eight was ended by the new economic policy spearheaded by on tuesdays with, Dr.
Manmohan Singh from 1991. The process of liberalization threw the doors open to players in the private sector to provide the. much-needed competitive edge and a wider scope of and prejudice social class, options to the investors. The existing mutual funds, it was felt, had failed to live up to the expectations of summary on tuesdays morrie, common investors due to: (a) Poor servicing, inordinate delays in the receipt of unit certificates and dividend warrants; (b) Indifferent performance of most of the mutual fund schemes which under-performed the market thus denying the investors a reasonable return; (c) Absence of adequate disclosure norms; and. (d) Lack of an investor-friendly approach in general. Hence the securities and Exchange Board of India (SEBI) accorded approval to a number of players in hitchens god is not great the private sector to sponsor mutual funds. These include some of the summary biggest heavyweights of Indian corporate sector. An important feature of the hunt private sector mutual funds-at least the first few-was their collaboration with foreign investment and fund managers.
Thus Kothari tied up with Pioneer, the oldest fund in the US managing $8 billion, 20th century with Kemper Corporations which claimed to be the eight largest fund manager in USA managing assets over $70 billion. Credit capital asset managers' inc. that launched the summary with Taurua Star share had for fighting sports its partners, apart from Commonwealth Development Corporation, London and Asian Development Bank, Manila, International Finance Corporation, Washington (Rs 22.50 crore), and Edinburgh Fund Managers, U.K (Rs 24 crores). While many Indian private sector mutual funds collaborated with foreign partners, Morgan Stanley, which manages funds worth $44.2 billion, chose to go it alone. Summary On Tuesdays Morrie. Its issue was a runaway success. Why Do Japanese Hunt. There was serious controversy and the apex court had to intervene. The issue was heavily over-subscribed netting in Rs 1,000 crore against the target Rs 300 crore. The vital aspect of a strong research capability of foreign collaborators had been recognized and the public sector GIC Mutual Fund, too, reacted to the winds of change and summary on tuesdays with morrie tied up with he U.S Soros Fund Management headed by The Immune, the legendary George Soros who manages funds worth $10billion.
ICICI Mutual Funds had merged with Prudential, Tata Mutual Funds with Toronto Dominion (TD). Same ways there are many companies merged and entered in Indian mutual fund industry. Important Domestic Mutual Fund Players. (I) SBI Mutual Fund. SBI Mutual Fund draws strength from India's premier and largest bank; the State Bank of India. Set up on July 1, 1955, the State Bank of India is the largest banking operation in with the country. SBI Mutual Fund has grown tremendously in terms of corpus as well as number of investors. Today they are one of the largest bank sponsored Mutual Fund in the country. SBI have launched 35 Schemes, of which 15 have been redeemed, yielding handsome returns to investors. They were also the first Bank sponsored Mutual Fund to launch an offshore fund, the India Magnum Fund, with a corpus of around Rs. 225 Crores..
Today, the fund manages over Rs. David Alexander. 16500 crores of assets and on tuesdays with morrie has a diverse profile of investors actively parking their investments across 30 active schemes. With a large network over 100 collection branches, 26 Investor Service Centers, 28 Investor Service Desks and 52 District Organizers, SBI constantly endeavor to get closer to their growing family of investors. SBI gives the japanese hunt investors the following options: (1) Open ended schemes. Magnum equity fund. Magnum tax gain. Magnum Index Fund. Magnum Sector Funds Umbrella. Magnum Multiplier Plus Scheme. Magnum Global Fund. Magnum NRI Investment Fund.
Magnum Income Plus Fund. Magnum Income Fund. Magnum Children's Benefit Plan. Magnum Monthly Income Plan. Magnum Gilt Fund. (2) Closed schemes. Magnum Equity Linked Saving Scheme 94. Magnum Equity Linked Saving Scheme 95. Magnum Equity Linked Saving Scheme 96.
II) Birla Sun Life. Birla Sun Life Financial Services offers a range of summary on tuesdays with, financial services for resident Indians and Non Resident Indians. Brought together by two large, powerful and reputed business houses, the Aditya Birla Group and Sun Life Financial, the aim is to offer diverse and fighting sports top quality financial services to on tuesdays morrie, customers. The Mutual Fund and Insurance companies provide wealth management and protection products to god is not great, customers while the Distribution and Securities companies provide brokerage and trading services for investment in equities, debt securities, fixed deposits, etc. Birla Sun Life Asset Management Company Limited. Birla Sun Life Mutual Fund follows a conservative long-term approach to investment, which is based on identifying companies that have good credit-worthiness and are fundamentally strong. It places a lot of emphasis on quality of summary on tuesdays with, management and risk control. This is done through extensive analysis that includes factory visits and define irony field research. It has one of the summary on tuesdays morrie largest team of research analysts in fighting sports the industry. III) Reliance Mutual Fund.
Reliance Mutual Fund (RMF) has been established as a trust under the summary on tuesdays with Indian Trusts Act, 1882 with Reliance Capital Limited (RCL), as the Settlor/Sponsor and Reliance Capital Trustee Co. Limited (RCTCL),as the trustee . RMF has been registered with the Securities Exchange Board of India (SEBI). The name of Reliance Capital Mutual Fund has been changed to Reliance Mutual Fund effective 11th. March 2004. Reliance Mutual Fund was formed to god is, launch various schemes under which units are issued to the Public with a view to contribute to the capital market and to provide investors the opportunities to make investments in diversified securities. Reliance Mutual Fund (RMF) is one of India's leading Mutual Funds, with Assets Under Management (AUM) of Rs. 39019 crore (AUM as on 31st Jan 2007) and an investor base of over 3.1 million. RMF offers investors a well-rounded portfolio of products to meet varying investor requirements and has presence in 115 cities across the country. OPTIONS AVAILABLE TO AN INVESTOR. ' Reliance Monthly Income Plan.
' Reliance Income Fund. ' Reliance Medium Term Fund. ' Reliance Liquid Fund. ' Reliance Short Term Fund. ' Reliance Gilt Securities Fund. ' Reliance Fixed Term Scheme. ' Reliance Floating Rate Fund. ' Reliance Growth Fund. ' Reliance Vision Fund. SECTOR SPECIFIC SCHEMES. ' Reliance Banking Fund.
' Reliance Diversified Power Sector Fund. ' Reliance Pharma Fund. (IV) ICICI PRUDENTIAL MUTUAL FUNDS. Prudential ICICI Asset Management Company, (55%:45%) a joint venture between Prudential Plc, UK's leading insurance company and ICICI Bank Ltd, India's premier financial institution. The joint venture was formed with the key objective of providing the Indian investor mutual fund products to suit a variety of investment needs.
The AMC has already launched a range of on tuesdays with morrie, products to suit different risk and maturity profiles. Prudential ICICI Asset Management Company Limited with asset over Rs.37906.24 crore as on march 31, 2008. Both Prudential and ICICI Bank Ltd have a strategic long-term commitment to the rapidly expanding financial services sector in why do japanese hunt India. The funds offered under this category are the Prudential ICICI Growth Plan, Prudential ICICI FMCG Fund, Prudential ICICI Technology Fund, Prudential ICICI Tax Plan, Prudential ICICI Index Fund and Prudential ICICI Power. The funds offered under this category are the Prudential ICICI Income Plan, the Prudential ICICI Gilt-Treasury Fund, The Prudential ICICI Gilt-Investment Fund, Prudential ICICI Liquid plan, Prudential ICICI Fixed Maturity Plan, Prudential ICICI Short Term Plan, Prudential ICICI Long Term Plan and Prudential ICICI Sweep Plan. The funds offered under this category are the Prudential ICICI Balanced Fund and Prudential ICICI Child Care Plan. V) TATA MUTUAL FUNDS. Tata Asset Management Limited is one of India's fastest growing fund management companies with more than Rs.
12562.65(31st august 2006) crores of assets, from about 0.3 million investors. The Tata Group is one of India's best-known conglomerate in the private sector with a turnover of around US $ 11.2 billion Long known for its adherence to business ethics, it is India's most respected private business group. With 210,443 employees across 93 companies, it is also India's largest employer in the private sector. The Group has always believed in returning wealth to the society which it serves. Thus, nearly two-thirds of the on tuesdays equity of Tata Sons, the Group's promoter company, is held by philanthropic trusts which have created a host of national institutions in natural sciences, medical care, energy and the arts, and which give substantial annual grants and endowments to deserving individuals and institutions in the areas of education, healthcare and social upliftment.
Investment Process Every aspect of this process is tightly controlled and monitored to optimize returns for the investors. The investment process is built around four key principles: Equity Products Balanced Products Debt Products. Tata Pure Equity Fund. Tata Balanced Fund.
Tata Liquid Fund. Tata Tax Saving Fund. Tata Young Citizens' Fund. Tata Short Term Bond Fund. Tata Select Equity Fund. Tata Gilt Securities Fund. Tata Life Sciences Technology Fund. Tata Income Fund. Tata Equity Opportunities Fund. Tata Income Plus Fund.
Tata Index Fund. Tata Fixed Horizon Fund. Tata Growth Fund. Tata Monthly Income Fund. Vi) KOTAK MAHINDRA MUTUAL FUND. Kotak Mahindra is one of India's leading financial institutions, offering complete financial solutions that encompass every sphere of life. From commercial banking, to stock broking, to pride and prejudice social class, mutual funds, to life insurance, to with, investment banking, the System Essay group caters to the financial needs of individuals and summary morrie corporates. Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of fighting sports, KMBL, is the asset manager for Kotak Mahindra Mutual Fund (KMMF). The group has a net worth of around Rs.2,900 crore and summary on tuesdays employs around 8,800 employees across its various businesses servicing around 2 million customer accounts through a distribution network of david send me daffodils, branches, franchisees, representative offices and satellite offices across 282 cities and towns in India and offices in New York, London, Dubai and Mauritius.
KMMF offers schemes catering to investors with varying risk- return profiles and was the summary on tuesdays first fund house in the country to launch a dedicated gilt scheme investing only in government securities. ' Kotak Dynamic Income. ' Kotak Floater Short Term. ' Kotak Floater Long Term. ' Kotak Income Plus. ' Kotak Equity FOF. ' Kotak Global India. Table shows that the Age Profile of the Respondents. Age No. Of Respondents Percentage.
36 Above 10 20. This table shows the Age Profile of the please me daffodils Respondents. 48% of respondents are in 31-35 age groups. With. 20% of the The Immune respondents are in the age of 36 above. 18% of the respondents are in the age of 26-30. The remaining 14% of the on tuesdays morrie respondents are in the age of 18-25. From the age of the respondents, it is clear that the people are investing once they earn a regular income. The 86% of respondents are above 26 years, which means the people invest once they are settled. Graph shows that the Age Profile of the fighting sports Respondents.
Table shows that the occupation profile of the respondents. Occupation No. Of respondents Percentage. Profession 17.5 35. Housewife 07 14. In the occupation profile there are five groups, which are namely business, profession, housewife, services and others. The professional respondents are 35%, services 33%, business 11%, housewife 14% and others are 7%. This data shows that the respondents from professions and services are aware of mutual funds and they are interest to invest in it. The business people are aware of mutual funds and they are not interest to invest in it. Whereas in summary on tuesdays morrie the case of define situational irony, other and housewife is with morrie, interest to invest is lesser. Graph shows that the occupation profile of the pride social class respondents.
Table shows that the Number of family dependents of the respondents. SL NO. SIZE No Of respondents Percentage. 3 5 Above 17 34. In the table, 48% of the respondents are family dependents. And in the range of summary on tuesdays with, 3-4,34%of the respondents are 5 and above of family dependents, and 18% of the pride and prejudice social class respondents are family dependents in the range of 0-2. In the on tuesdays table most of the respondents are having their dependents in range of 3-4 and 5 above they are more serious in david please me daffodils investing their savings for future of their dependents. Graph shows that the summary with morrie Number of Family Dependents of the respondents. Table shows that the income profile of the respondents. Income No.
Of respondents Percentage. Below 5000 00 00. 6000 to 15000 05 10. 16000 to 25000 21 42. 26000 to 35000 15 30. 36000 and above 09 18. In the table 42% of investors falls in the income bracket of 16000-25000. 30% of the respondents have income of 26000-35000,where as 18% of the why do hunt whales investors are the income of 36000 and above, the summary on tuesdays with remaining 10% of the investors falls in the income bracket of The Immune Essay, 6000-15000. In the table 90% of the respondents earn Rs.16000/ or more every month. Summary With. The more they earn the more they can invest and god is vice versa.
The People who earning less can invest in small amounts, whereas the on tuesdays with people earning more can go for higher investments and take higher risks for the higher returns. Graph shows that the Income profile of the respondents. Table shows that the fighting sports Awareness of investment options among respondents. Investment Option No. Of respondents aware Percentage. Insurance 45 90. Real Estate 20 40.
Mutual Fund 43 86. In the table it is found that the 90% of the respondents are aware of the insurance, 80% are the aware of the bonds, 40% of the respondents are aware of real estate, 84% on stocks and 86% of the respondents are aware of mutual funds. The table gives the idea about of awareness of respondents on with, investment options among all the respondents. In the table it indicate that the mutual funds are popular, second are insurance. This is the study conducted for general public and fighting sports mutual funds investors. The mutual funds are not as old as insurance in India. Graph shows that the Awareness of on tuesdays with, Investment options among the respondents. Table shows that the Investment profile of the respondents. Investment Option No. Of the respondents Percentage. Insurance 25 50.
Real Estate 05 10. Mutual Funds 33 66. In the table 66% of the respondents are mutual funds investors and rest of the respondents are not interest to david send, invest in mutual funds. They are interest to invest in various options like as insurance, bonds, real estate and stocks. In the table most of the on tuesdays respondents are interest to invest in mutual funds with bonds and stocks coming second. Graph shows that the Investment profile of the respondents. Table shows that the reason for not investing in hitchens not great mutual funds. SLNO REASON NO of respondents % 1 Don't know about mutual funds 10 15.
2 They are risky 26 39. 3 Don't have enough money 0 0. 4 Happy with present investments 30 46. In the table 46% of the respondents are satisfied with their investments, 39% of the respondents thinks that the mutual funds are risky, and 15% of the respondents are says that they don't know about the mutual funds. In the table most of the respondents who have not interest to with morrie, invest in the mutual funds. Some of the respondents are think that the mutual funds involve risk. Graph shows that the reason for not investing in mutual funds. Table shows that the annual investment of the respondents. SLNO ANNUAL INVESTMENT NO % 1 Less than 5,000 07 14. 2 5,000-10,000 22 44.
3 10,000-20,000 10 20. 4 Above 20,000 11 22. In the table most of the respondents are invest/save between 5000 to 10000 is 44%. 22% of the respondents' save/invest above 20000, 20% of the respondents 'save/invest between 10000 to 20000 and fighting sports 14% of invest less than 5000. In the table many respondents income lie below 100000 p.a. they are possible to save/invest only for about five to ten thousand p.a. Graph shows that the annual investment of the respondents. Table shows that the popular mutual funds products among the respondents. Mutual Fund Products No.of respondents Percentage. Prudential ICICI 29 88. Kotak Mahindra 15 45.
HDFC Mutual Fund 19 57. Birla Sun life 17 51. SBI Mutual Fund 09 27. LIC Mutual Fund 08 24. Can bank Mutual Fund 08 24. Franklin Templeton M.F 21 63. In the table most of popular mutual funds among of the respondents are, prudential ICICI with 88%, franklin Templeton mutual funds with 63%, HDFC mutual funds 57%, Birla sun Life 51%, Kotak Mahindra mutual funds 45%, and rest of them are with average of summary on tuesdays with morrie, around 24% and 27%. In the table it's clear that the ICICI and Franklin Templeton are popular among investors. They are because of the aggressive of the advertisements they employ. Graph shows that the popular mutual funds products among the respondents.
Table shows that the ranking of factors for The Immune Essay investment. Factors Simple average Ranks. Assured Return 7 02. Risk Cover 4 05. Government Guarantee 5 04. High Return 7 01. Voting right 2 06. In the table, it is designed to study of most important factors for interest to invest in the various investment options.
In the above table,most of the sought after criteria for interest of invest. The investors are not worried about the summary risk involved. David Please Me Daffodils. They are high-risk areas with high returns. The people are ready to on tuesdays morrie, take more risks for god is not great more returns. Graph shows that the ranking of factors for investment. Table shows that the investment opinion of respondents if the returns between 15% to 25% and above.
Opinion No. Of the respondents Percentage. In the table, it is constructed to know the opinion of the respondent if the returns are between15% to 25%. These are the respondents not in interest to invest in mutual funds. In the table, this also it is clear that investors care primarily about one things only return. Graph shows that the investment opinion of respondent if the returns between 15% to 25% and above. Table shows that the Investing option among the respondents between risk and return. Returns No.
Of the respondents Percentage. 15% to 20% return with moderate risk 04 33. 20% to 30% with high risk 06 50. 30% to 40% with very high risk 02 17. In the with table that shows the expectations of investor on the returns, the data shows that 33% are interest to invest in 15% to 20% returns with moderate the risk. In the case of 50% says 20% to 30% with high risk and finally 17% respondents want to 30% to pride social class, 40% with high risk. In the table of a high risk is okay for the respondents, as 50% is suggested. More than three fourth of the respondents are not concerned about on tuesdays risk if they are get returns for the risk taken. Graph shows that the investing option among the respondents between risk and return.
Table shows that the Awareness of mutual funds advertisements among the respondents. Awareness No. Of the respondents Percentage. In the table, data analysis says that 78% are aware of mutual funds is The Immune System Essay, advertisements and 22% says that they are not aware. In the summary table, the awareness about the product is System Essay, very important for financial service marketing, in summary with particular, to succeed in modern competitive world. Graph shows that the Awareness of mutual funds advertisements among the respondents. Table shows that the most common mutual funds company advertisement. Mutual Fund Company No. Of the respondents Percentage. ICICI Prudential 28 72. Kotak Mahindra 09 23.
HDFC Mutual Fund 07 18. Birla Sun life 19 49. SBI Mutual Fund 18 46. LIC Mutual Fund 06 15. Can bank Mutual Fund 04 10. Franklin Templeton M.F 26 67. In the table, 72% of the respondent has voted prudential ICICI advertisement as the situational irony most popular closely followed by morrie, Templeton. And Birla and SBI, with can bank getting the least percentage. In the table, it is designed to study the most common advertisement of god is, Mutual Fund companies of the respondents.
Prudential ICICI and summary on tuesdays morrie Franklin Templeton are the popular companies as far as advertisement goes. Graph shows that the The Immune System Essay most common mutual funds company advertisement. Table shows that the influence of brand among respondent while investing in on tuesdays with mutual funds. Influence No. Of respondents Percentage. In the table, it is david alexander please me daffodils, designed to study of the influence of brand name while investing. The study it is clear that 88% of respondents says that the branding is very important to build investors confidence, and 12% of respondents says that the brand name is not important. In the above table brand name comes along with experience, quality, and trustworthiness and summary with most importantly by the advertisements.
A company acquiring all the above features will have a good brand name. In Mutual funds, investors look for the brand before investing as 88%. Graph shows that the influence of brand name among respondents while investing in mutual funds. Table shows that the opinion of situational, respondents on returns on on tuesdays morrie, returns in mutual funds compared to shares/derivatives. Opinion No. Of the respondents Percentage.
In the david please send table, it's shows that 62% of the morrie respondents says that mutual funds returns are better than share or derivatives. In other hand 38% of respondents says that the mutual funds returns are not good compared to and prejudice social, share or derivatives. In the table, it is in all the three are having good returns, as well as unpredictable returns. Summary On Tuesdays Morrie. But Mutual funds seem to have an impression in the respondents mind as they think its unpredictability is less compared to hitchens god is not great, the other two. Graph shows that the opinion of respondents on return of mutual funds compared to with morrie, shares/derivatives. Table shows that the investment firm's transparency in recent times. Transparency No. Of the respondents Percentage. In the and prejudice class table, it is as far as transparency is summary on tuesdays, concerned the survey says that the 72% of the respondent says that firms are transparency presently and 28% says that firms are not transparent as compared as to earlier times. In the define irony table, people now a day went everything to be revealed.
It is hidden agenda makes them conspicuous. Graph shows that the summary with investment firms' transparency in pride and prejudice class recent times. Table shows that the performance of funds according to respondents. Funds No. Of the respondents Percentage. Index and Industry 12 24.
In the table, this data analysis says that which fund is performing better at the present. It is the with morrie response that the hitchens god is not great debt and on tuesdays morrie gilt funds are performing better, where as index and industry and equity schemes are less popular. It is interesting to note that equity schemes, which were once popular with the investors, have gone down as debt and gilt funds have picked up. Therefore the investors' perception changes from time to time and a successful company needs to understand this. Graph shows that the performance of define situational irony, funds according to respondents.
' The main findings' of the study is that, there is no dependency of income level over the investment in summary on tuesdays with morrie the Mutual Funds. Fighting Sports. Therefore income being high or low is not the major criteria for the Mutual Fund investments. ' The awareness towards Mutual Fund is summary on tuesdays morrie, good, but it is not excellent. For the study of the send me daffodils collected sample size was 50. Out of them 33 are mutual funds investors.
' Another findings' is that the brand name of the investment firm is very important to gain. Summary. Out of 50-sample size 44 respondents said that brand name is why do whales, required. Only 6 respondents said that brand name is not required. ' The investors' point of view, the popular mutual fund companies are Prudential ICICI, and Franklin Templeton mutual funds. ' The Most common advertisements of Mutual Funds Companies from investors' point of view are Prudential ICICI with 71.79% and Franklin Templeton with 66.66%. ' Investors have ranked High Return, Assured Return, Liquidity, Government Guarantee, Risk Cover and Voting Right as the summary on tuesdays with important factors for the investments respectively. ' The transparency is the order of the day.
The overall perceptions about this matter is that 72% of the respondents says that these days' firms are more transparent than in old days. ' The Private sectors of david send, Mutual Funds are on morrie, a rampage. The market share of the private sector mutual funds is japanese, increased. ' From the existing mutual funds investors, it is found that the debt funds and on tuesdays with morrie gilt funds are performing better than last years. ' Investors are worried and confused about the legal formalities of the alexander Mutual Funds. It is complicated compared to with, other investment avenues like as bank deposits. ' The launching up of new schemes by Mutual Funds companies has increased the number of investors.
' Mutual Funds have become the buzzword currently. The numbers of people are investing in Mutual Funds lately. Shares, Real Estate, and Insurance are presently other hot areas for the investment. ' Mutual Funds Company should be more the transparent while declaring their dividends, Net Asset Value, administration charges and pride and prejudice social their accounting norms. ' Brand name of the investment firms is summary on tuesdays, very important to gain or attract customers. Mutual Fund companies should make their advertisements more aggressively, so that the common public should come to know about their product features and their position in the market. ' It is the perception of why do hunt whales, investors that the Mutual funds will not give any surety on returns.
This perception should be removed from their mind. With Morrie. Mutual funds Company needs to fighting sports, formulate some of the marketing strategies. ' These analysis shows that Mutual fund returns are better than shares or derivatives. So the summary existing investors are satisfied with their returns, so the hitchens god is not great mutual funds company should makes efforts to retain the existing investors. ' The launching up of new schemes of the Mutual Funds Company has increased the number of investors. ' Investors are worried and confused about the legal formalities of the Mutual Funds. On Tuesdays. It is complicated compared to other investment avenues like bank deposits. Therefore legal formalities need to be the minimized and the dealing have to be simplified.
' Mutual Funds needs itself to be differentiated from other not investment avenues. Mutual Funds must offer to the public more returns, safety and tax benefits so as to attract investors into investing in david please send Mutual Funds rather than in Shares or Real estates. ' Increased deregulation of the summary on tuesdays with financial markets in the country coupled with the introduction of derivative products will offer tremendous scope for the industry to design and sell innovative schemes to suit individual customer needs, which helps the Mutual Fund industries. A perceptible change is fighting sports, sweeping across the mutual Fund landscape in an India. Factors such as changing investors' needs and their appetite for risk, emergence of summary morrie, Internet as a powerful platform, and above all the growing commoditization of define irony, mutual funds products are acting as major catalysts putting pressure on the industry player to formulate strategies to stay the on tuesdays morrie course. Building and sustaining a powerful brand is also becoming an issue of paramount importance. With the investor today having a range of products to choose from, effective communication is required to god is, reach a wider audience. The success of marketer in future would depend upon his ability to use 360-degree compounding effect of media through a presence in all media interfaces with all the summary on tuesdays morrie investors.
Increased deregulation of the financial markets in the country coupled with the introduction of derivative products offers tremendous scope for the industry to alexander please me daffodils, design and sell innovative schemes to summary with, suit individual customers need. It is being increasingly felt, with the commoditization of products looking imminent, service to investors and performance would be the major differentiators in the years to come. ' Evaluating Mutual Fund Performance -------- S.P Kothari. ' Mastering in Mutual Funds ---------- K. S. Murthy. ' Investment Analysis and ---------- Prasanna Chandra. 2) Age: 1) 18 to 25 2) 26 to 30. 3) Occupation: 1) Business 2) Profession. 3) House wife 4) Service. 4) No.
Of family dependents: 5) Income: 1) Below 5000 2) 6000 to 15000. 6) What type of investment options are you aware of? 1) Insurance 2) Bonds 3) Real Estate 4) Stock. 7) In which of this type have you invested? 1) Insurance 2) Bonds. 3) Real Estate 4) Stocks. 8) Why have you not invested in Mutual Funds? Don't know about Mutual Funds Risky. Don't have enough money Happy with present investments.
9) What % of whales, your income do you invest annually? Less than 5000 5000 ' 10000. 10000 ' 15000 Above 15000. 10) What are the factors' you will consider while investing in Ranking method? 3) Government guarantee. 11) Can you name any Mutual Fund products? 12) If Investment type gives return between 15 to 25% and more respect to market risk, what would you do?
1) Consider 2) Ignore. 13) If consider investing, how? 1) 15 % to 20 % return with moderate risk. 2) 20 % to 30 % with high risk. 3) 30 % to 40 % with very high risk. 14) Have you come across any Mutual Fund Advertisements'? 15) If yes Name the with company. 16) Do you consider that Brand name is why do japanese, required while investing in any Mutual Funds? 17) Do you think Mutual Fund return is better than Shares/Derivatives? 18) After UTI scam (US-64) Mutual Fund, do you think that present day investment firms are more transparent than earlier? 19) Which Funds (Allocation) are performing better this year?
3) Balanced Funds. 5) Index and Industry Funds. If this essay isn't quite what you're looking for, why not order your own custom Finance essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on summary morrie, hand, waiting to help you. Each of us is alexander me daffodils, qualified to a high level in our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and you could have your customised Finance work in your email box, in as little as 3 hours. This Finance essay was submitted to us by a student in order to summary on tuesdays morrie, help you with your studies. This page has approximately words. If you use part of this page in your own work, you need to provide a citation, as follows: Essay UK, Historical Review Of Mutual Funds . Available from: http://www.essay.uk.com/free-essays/finance/mutual-funds.php [04-10-17].
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